Hours of Work · Invest Instead · Worth It?
| Question | If No... |
|---|---|
| Will I still want this in 30 days? | It's dopamine, not desire |
| Do I have a place for it? | You'll be buying clutter |
| Would I buy it at full price? | You're buying the discount, not the item |
| Can I afford it without credit? | If it goes on a card, you can't afford it |
| Is this the BEST use of $X? | Opportunity cost is real |
For any non-essential purchase over $50: wait 24 hours. Put it in your cart, close the browser, and sleep on it. Research shows 70% of impulse purchases are regretted within a week.