Down
Payment

Savings Timeline · Investment Growth · Goal Tracker

Your Goal

Target Home Price ($) Down Payment (%)

$70,000

Down Payment Target

$14,000

Est. Closing (4%)

Current Savings ($) Monthly Savings Contribution ($) Expected Investment Return (%/yr) One-Time Windfall Expected ($, optional)

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Months to Goal

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Target Date

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Total Saved

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From Interest

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Remaining Gap

Down %	Amount ($350K)	Loan	PMI	Monthly P&I*
3%	$10,500	$339,500	Yes	$2,146
5%	$17,500	$332,500	Yes	$2,102
10%	$35,000	$315,000	Yes	$1,991
20%	$70,000	$280,000	No	$1,770

*At 6.5% rate, 30-year fixed. PMI adds $100-300/mo until 20% equity.

Strategy	Potential Impact
High-yield savings (5%+ APY)	$2-5K/yr on $50K
Automate savings transfers	Consistency > amount
First-time buyer programs	3-5% assistance grants
Side income dedicated to goal	$500-2K/mo boost
Reduce expenses 10%	$200-500/mo freed up