PITI · Amortization · Total Interest · Rate Comparison
| Rate | Monthly P&I | Total Interest | Total Cost |
|---|
| Type | Best For | Risk |
|---|---|---|
| 30-Year Fixed | Lowest monthly payment, predictable | Low |
| 15-Year Fixed | Less interest, faster equity | Low |
| 5/1 ARM | Lower initial rate, plan to move | Medium |
| FHA Loan | Low down payment (3.5%) | PMI required |
| VA Loan | Veterans, 0% down possible | Low |
⚖️ This calculator provides estimates only. Actual mortgage terms depend on credit score, lender, property type, and market conditions. Does not include closing costs. Consult a licensed mortgage professional for accurate quotes.