Multiple Goals · Visual Progress · Timeline
| Method | How |
|---|---|
| Pay Yourself First | Auto-transfer savings on payday before spending |
| Sinking Funds | Separate accounts for each goal |
| 52-Week Challenge | Save $1 week 1, $2 week 2... $52 week 52 = $1,378 |
| Round-Up Savings | Apps like Acorns round purchases to nearest dollar |
| No-Spend Days | 1-2 days/week with zero discretionary spending |